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Lowestoft Online > Community > General Community > The Lounge > Topic: Payment Protection Insurance Claims (PPI)
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Author Topic: Payment Protection Insurance Claims (PPI)  (Read 850 times)
frankiesays
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Payment Protection Insurance Claims (PPI) « Posted: 25 October 2011 at 09:47 AM »
Has anybody got any stories to tell regarding the reclaiming of payment protection insurance (PPI). Barclays have decided to repay virtually all claims and have dropped their usually defensive stance.
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frankiesays
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Re: Payment Protection Insurance Claims (PPI) « Reply #1 Posted: 31 October 2011 at 06:49 PM »
Obviously nobody has got a story to tell so i'll tell you mine. I have had a Barclays Additions bank account for a few years and quite a while ago I noticed they were charging me a 13p per £100 charge per month for my overdraft facility whether I was overdrawn or not. I never sign up for payment protection insurance as it is usually a waste of time and I have no PPI's at all for that reason. I queried this initially with Barclays and got the usual defensive stuff in return. Recently though, their stance has softened and upon complaining again they sent me a form to fill in in which I sent off a few weeks ago expecting to hear nothing. They wrote to me this week to tell me that they had upheld my complaint and were paying me back all the money i had paid them plus 8% interest and as they can't pay me for 40 days they will also be adding another 8% for that too. So if anybody else is in the same boat  - fill yer boots. Grin
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snowdrop
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Re: Payment Protection Insurance Claims (PPI) « Reply #2 Posted: 31 October 2011 at 07:55 PM »
i have overdraft facility and once in my life i not in the overdraft,are they automatically taking money out for ppi,if so it time to have chat with bank.i have bank loan which i started recently so would i be paying ppi on that..i habbit of assuming these people are right and dont check,i bit worried..
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frankiesays
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Re: Payment Protection Insurance Claims (PPI) « Reply #3 Posted: 01 November 2011 at 11:58 PM »
if you've not requested the PPI they shouldn't be taking it. You could ask them to show you where you signed up for it - I bet they haven't got a record of it.
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frankiesays
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Re: Payment Protection Insurance Claims (PPI) « Reply #4 Posted: 29 November 2011 at 11:42 PM »
Just got my £2k refund from barclays this week - just in time for christmas.
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Sunny
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Re: Payment Protection Insurance Claims (PPI) « Reply #5 Posted: 16 February 2012 at 08:40 PM »
Interesting, I have just had a form come in saying about this, I have just opened an account, have not requested any P P I,  but how would one know if they are, other than ringing and asking, and surely they could say no, as one wouldnt know anyway, seems strange to me ,  frankie says . It`s not Barclays I am with though.
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Sunny
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Re: Payment Protection Insurance Claims (PPI) « Reply #6 Posted: 16 February 2012 at 08:42 PM »
What`s £2 k frankie ?
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funkychick
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Re: Payment Protection Insurance Claims (PPI) « Reply #7 Posted: 16 February 2012 at 09:29 PM »
2 grand Sunny
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frankiesays
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Re: Payment Protection Insurance Claims (PPI) « Reply #8 Posted: 17 February 2012 at 12:00 AM »
Or £2,000 in proper English. If they are charging you for PPI it should show up on your bank statement Sunny.
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funkychick
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Re: Payment Protection Insurance Claims (PPI) « Reply #9 Posted: 24 April 2012 at 05:09 PM »
I must be a drip only just notice ( on destroyig a load of old statements ) I have a letter from 2002 welcoming me to PPI  I have no knowledge of taking this out but  as I ve got a welcome letter  may be I did but cant remember, I cant check if any money came out as I d destroyed all the statements before I found the letter dahhhhh Any advice as to how I can find out I havent even been taking any notice of the adverts as didnt think it had any baring on me
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